From large, national restaurant chains to startups in food manufacturing to regional foodservice operators, companies engaged in the food service and restaurant industries face serious exposures daily that can impact their profitability. Dating back to nearly a century ago, Wortham has served as the insurance and risk management broker to companies of all sizes and in nearly every segment of the food service industry.
At Wortham, we have created a specialized practice focused on developing insurance strategies and programs for food service and restaurant operators. Our team of seasoned experts takes pride in building long-term relationships with our clients and gaining a deep knowledge of their operations, challenges and business goals.
Wortham has the technical expertise and market skills to customize coverages for each client. We implement a hands-on approach by working closely with our clients´ staffs to analyze the exposures and issues critical to their organizations. Our team performs a comprehensive marketing of our clients´ current insurance programs and identifies all possible coverage, limits and pricing options. We utilize Wortham´s extensive relationships with leading global carriers to design and negotiate innovative, cost-effective packages for our clients. Wortham´s expanded access to markets enables us to deliver a wide range of alternatives for our clients, giving them substantial value and a competitive advantage.
As part of our service to clients in the food service industry, Wortham has hosted risk management roundtable discussions for food businesses and restaurant owners.
Wortham´s account management teams develop strategies and programs that address all insurance and risk management aspects for companies in the food service industry, including:
- Workers compensation
- General liability
- Excess liability/umbrella
- Property, including boiler and machinery
- Business interruption
- Power outage
- Construction projects
- Professional indemnity
- Directors & officers liability
- Fiduciary liability
- General partnership liability
- Employment practices liability
- Kidnap, ransom and extortion
- Trade name restoration
- Surety bonds
- Cyber liability
- Credit card fraud
- Group captive insurance structures