Power Generation & Utilities


Around the world, demand for power generation continues to expand as nations seek to advance their economies, produce more food, provide educational and health care services and improve the overall quality of life. At Wortham, we serve a wide range of power generation companies and utilities with operations in the U.S. and overseas.

Industries Served: Power Generation & Utilities

Wortham has developed a team of technical specialists with extensive experience in developing insurance strategies and risk management solutions for companies that develop, generate and sell power and associated services. Our client base includes independent power producers, cogeneration plant operators, marketers, and gas and electric utilities. We understand our clients' goals to provide safe, reliable and efficient operations while optimizing their assets amid various challenges, including environmental, regulatory and compliance issues.

Our account teams are experienced in executing detailed marketing strategies in both the soft and hard insurance market cycles. We provide comprehensive marketing service by identifying and negotiating with global insurance and underwriting markets to secure the optimum insurance structure for each client. In addition, we assist clients as part of their mergers and acquisitions activities and handle foreign insurance requirements and admitted programs for local mandates.


Wortham delivers a thorough range of coverages and services to clients in the power generation and utilities industries, all of which are tailored to meet each company's unique needs and business objectives:

  • Casualty
    • Workers compensation
    • Automobile
    • General liability
    • Excess liability/umbrella
  • Property
    • Plant damage
    • Contractor's equipment
  • Power generation outage
  • Terrorism
  • Political risks including Confiscation, Expropriation, Nationalization and Deprivation
  • Business interruption
  • Construction projects
    • Builder's risk
    • Delay in start up/hot testing
    • Cargo delay in start up
    • Owner controlled insurance program (OCIP)
  • MarineĀ 
  • Hull and machinery
  • Protection and indemnity
  • Cargo
  • Inland marine
  • Marine liabilities
  • Professional indemnity
    • Directors & officers liability
    • Fiduciary liability
    • General partnership liability
    • Employment practices liability
    • Kidnap, ransom and extortion
  • Cyber liability
  • Surety bonds
  • Employee benefits