Real Estate


Developing, managing, leasing, and investing in real estate requires innovative thinking, a forward-looking attitude and problem-solving skills. To be successful in the competitive, complex and often litigious marketplace, companies in the real estate industry need an insurance broker and risk management advisor who understands their business, challenges and growth plans.

Industries Served: Real Estate

At Wortham, we are proud to have served a wide spectrum of clients across the real estate industry for nearly 100 years. Our clients include commercial and residential real estate development firms, investment trusts, asset management firms and apartment owners and managers.

Wortham's team of seasoned professionals brings exceptional technical and marketing skills to match each client's unique needs with the right insurance and risk management solutions. Our account service teams take the time to analyze a client's specific exposures and issues critical to its organization and business objectives. After performing an in-depth review of the client's current real estate insurance programs, we identify all possible coverage, limits and pricing alternatives.

With Wortham's long-term working relationships with underwriters around the world, our real estate practice negotiates the best coverages and competitive pricing on behalf of our clients. Clients benefit from Wortham's enhanced access to markets, which provides substantial value to our real estate clients. Our real estate team also offers independent consultation to all parties engaged in a real estate transaction and provides comprehensive claims management and account support services to our clients.


Wortham handles all lines of coverages and risk management solutions for real estate companies, including:

  • Casualty
    • Workers compensation
    • Automobile
    • General liability
    • Excess liability/umbrella
  • Property
  • Pollution
  • Tenant discrimination legal expense
  • Business interruption
  • Surety bonds
  • Employee benefits
  • Construction projects
  • Sub-contractors
  • Windstorm
  • Flood
  • Loss of rent and builders risk
  • Professional indemnity
    • Directors & officers liability
    • Fiduciary liability
    • General partnership liability
    • Employment practices liability
    • Kidnap, ransom and extortion
  • Cyber liability
  • Risk management
  • Loss control
  • Terrorism